What are Virtual Cards?

Gone are the days of cheques and cash, or wallets stacked with plastic.

Conferma enables employees and contractors to use virtual payment cards for any approved business expense and is ideal for businesses of all sizes. Our platform enables tens of thousands of forward-thinking businesses to conduct seamless commerce around the world.

Virtual cards are more than just business purchases without physical plastic:

Unique Digital Card

We generate a unique card in real-time for each supplier payment.

Advanced Controls

Enhanced control and authorisation rules to prevent fraudulent transactions, and mitigate misuse and losses.

Corporate Account

A virtual card account is made available to a corporate, not individuals. A corporate employee can then create a card for a specific purpose using their employer’s credit line.

Enriched Data

Spend data flows back to a single centralised account, so that you have complete visibility of virtual card creation and usage. Automated reconciliation against bank data makes the process seamless.

Global Acceptance

Virtual cards work just like a standard card, and can be processed at over 100 million points of sale.

Issued by a Commercial Card Issuer

Conferma provides regulated financial institutions and established commercial card issuers with the technology to seamlessly support virtual payments.